Gold Properties Costa Rica
Financing

Mortgage and Trust loans

Premium Financing

Loans tailored to you

Two professional pathways to finance your next project in Costa Rica, with secure legal processes and fast approvals.

Recommended

Mortgage-Backed Loan

Private property-backed financing with secure legal processes and fast approval.

  • Up to 50% of property value
  • Terms from 6 months to 15 years
  • USD 1%–1.25% monthly · CRC 1.5%–2% monthly
  • First-rank lien only
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Trust-Based Loan

Approval based on guarantors and ability to pay, without a registered mortgage on the property.

  • No lien on the property
  • Quick process
  • Fast approval
  • Flexible terms
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Financing Conditions

MORTGAGES & TRUSTS

Private property-backed financing with secure, fast and professional processes.

Interest Rates

  • ◆USD: 1% to 1.25% interest per month.
  • ◆CRC: 1.50% to 2% interest per month.
  • ◆Minimum 6 months.
  • ◆Maximum 15 years.

Key Conditions

  • ◆We only lend on properties with a house.
  • ◆Maximum 50% LTV, less formalization costs.
  • ◆First-rank lien only.
  • ◆Loans over $200,000 require an appraisal.

Areas We Cover

  • Central Valley
  • Guanacaste near beaches
  • Puntarenas (Central & North)
  • Limón (none)
  • Southern Zone

Restrictions

  • No vacant lots
  • No development projects
  • No 100% financing
  • Not for purchases

Important Notice

This information helps us analyze your case and determine whether we can help with a loan on your property.

IMPORTANT — WE DO NOT ASK FOR MONEY UPFRONT.
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For Review We Require

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  • Photos of the house (rooms, living room, dining, kitchen, street view, etc.).
  • House layout: number of bedrooms, bathrooms, etc.
  • Construction area (m²) within the property.
  • Location shared via WhatsApp.
  • Copy of ID (both sides) as property owner.
  • Indicate the amount requested.
  • Indicate what the funds are for.
  • Indicate your occupation and source of funds to repay the loan.
  • If owned by a Company, recent corporate certification.
  • For commercial buildings: photos and layout details, number of offices, etc.
  • Indicate rental income from offices/units and detail the activity.

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Our team will review your case confidentially and professionally.

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